Preparation
Before you start shopping for your property, it is a good idea to make some preparations.

Get Pre-Approved

It’s very important to get pre-approved for a mortgage before you begin your search for a home.  This step is significant because it helps you determine how much home you can afford.  In most cases a seller will not accept an offer from a buyer who is not pre-approved.   It’s best to meet with a mortgage professional early in the process.  To get pre-approved now click here.

Check Your Credit Rating. 
Your credit score will have a huge impact on what type of property you can buy, and at what price.  It is first recommended to check your credit rating with an experienced lending institution so that we can determine what you can afford.  The lender will research your credit ratings from the three credit reporting agencies Equifax, Experian and Trans Union.  We will be happy to recommend experienced, knowledgeable lenders in the residential, construction, and commercial and investment real estate fields. 

Be Careful With Your Finances. 
Now is not a good time to make sudden career changes or large purchases. You want to approach your property purchase from a position of financial stability.